Implementation of Digital Financial Literacy in the Investment Decision-Making System for the Community of Padangsidimpuan City using the Analytical Hierarchy Process (AHP) Method
DOI:
https://doi.org/10.58905/jse.v5i2.409Keywords:
AHP, Digital Financial Literacy, Decision Support System (DSS), Investment, Padangsidimpuan CityAbstract
In today's digital era, digital financial literacy plays a crucial role in shaping the behavior and investment decisions of the community. Padangsidimpuan City, one of the cities in Indonesia, faces challenges in adopting and implementing digital financial literacy among its citizens. Effective and efficient investment decision-making has become vital in the current economic context, where financial information is widely available but often complex and difficult for the general public to interpret. The application of digital financial literacy can enhance individuals' abilities to manage personal finances and make wise investment decisions. However, there remains a gap in knowledge and practice in the field that hinders the optimal use of digital financial literacy. The urgency of this research lies in strengthening digital financial literacy within the community. By understanding its influence on investment decision-making, strategies can be developed to improve awareness and understanding of digital finance, thereby helping the public make more informed investment decisions. This study aims to analyze the application of digital financial literacy in the investment decision-making system in Padangsidimpuan City. The method used in this research is the Analytical Hierarchy Process (AHP), a systematic approach to solving complex decision-making problems through the ranking and evaluation of various criteria and alternatives. AHP was chosen for its unique ability to handle both subjective and objective preferences and decision-making complexities, making it highly suitable for examining the phenomenon of digital financial literacy in the context of investment decision-making.
Downloads
References
Andriyawan I, Asmarajati D, Suwondo A. Sistem Pendukung Keputusan Pemilihan Instrumen Investasi Menggunakan Metode Simple Multi Attribute Rating Technique (SMART). Biner J Ilm Inform dan Komput [Internet]. 2023;2(1):66–75. Available from: https://ojs.unsiq.ac.id/index.php/biner
Zulfia H, Santi Wahyuni F. Analisa Metode Ahp (Analytic Hierarchy Process) Dan Topsis (Technique for Order Reference By Similiarity To Ideal Solution) Untuk Sistem Pendukung Keputusan E-Recruitmen Penyiar Radio Xyz. J Mnemon. 2019;1(1):32–7.
Khairiyati C, Krisnawati A. ANALISIS PENGARUH LITERASI KEUANGAN TERHADAP KEPUTUSAN INVESTASI PADA MASYARAKAT KOTA BANDUNG. Almana J Manaj dan Bisnis Vol. 2019;3(2):301–12.
Zulfia H, Santi Wahyuni F. ANALISA METODE AHP (ANALYTIC HIERARCHY PROCESS) DAN TOPSIS (TECHNIQUE FOR ORDER REFERENCE BY SIMILIARITY TO IDEAL SOLUTION) UNTUK SISTEM PENDUKUNG KEPUTUSAN E-RECRUITMEN PENYIAR RADIO XYZ. J Mnemon. 2019;1(1).
Na’am J. Sebuah Tinjauan Penggunaan Metode Analythic Hierarchy Process (AHP) dalam Sistem Penunjang Keputusan (SPK) pada Jurnal Berbahasa Indonesia. J Mediasisfo [Internet]. 2017;11(1978–8126):888–95. Available from: https://ejournal.unama.ac.id/index.php/mediasisfo/article/view/572/467
Maulana R, Zoraya I. Pengaruh Perceived Ease Of Use, Kepercayaan dan Literasi Keuangan Terhadap Penggunaan ShopeePay pada Masyarakat Bengkulu. Jesya. 2024;7(1):640–54.
Luthfiatussa’dyah D, Kosim AM, Devi A. Strategi Optimalisasi Digitalisasi Produk Perbankan pada Bank Syariah Indonesia. El-Mal J Kaji Ekon Bisnis Islam. 2022;4(3):783–802.
Eryna Syahadatina A.B, Cecep Wahyu Hoerudin HSA. PENGUKURAN KINERJA PEGAWAI DENGAN METODE ANALYTICAL HIERARCHY PROCESS DALAM PEMBERIAN TUNJANGAN PEGAWAI DI DESA CIHERANG KECAMATAN PACET KABUPATEN CIANJUR. J Inov Pendidik. 2020;2(12):3971–84.
Kemdikbud. RISET NASIONAL TAHUN 2017-2045 ( Edisi 28 Pebruari 2017 ). 2017;28:1–100. Available from: http://rirn.ristekdikti.go.id
PENGEMBANGAN DJPRD. PRIORITAS RISET NASIONAL 2020 - 2024 Kebijakan Untuk Mendorong Pengembangan dan Pemanfaatan Produksi Dalam Negeri. Kementeri Riset, Teknol dan Pendidik Tinggi. 2019;(September 2019).
Nirmalahaty Hrp, PENGARUH LOCUS OF CONTROLTERHADAP KEPUASAN KERJAPADA KANTOR BADAN KEUANGAN DAERAHKOTAPADANGSIDIMPUAN, Jurnal LPPM UGN, 2018, (9), (1B).
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Nirmalahaty Harahap, Wisnu Yudhistira, Rizaldy Khair, Khairunnisa Almadany
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.